Frank Mercer
  • Male
  • El Cajon, CA
  • United States
  • ACC Consumer Finance
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Profile Information

Which best describes you?
Vendor Partner
What company do you work for (or own)?
ACC Consumer Finance
What is your current position within your organization?
Managing Member & CEO
What is your company website?
What is your Facebook page/URL?
What is your LinkedIn page/URL?
How did you specifically hear about DealerELITE? If referred, who?
friend referral
Not everyone gets approved for DealerELITE. To maintain the integrity of DealerELITE, tell us what you will have to offer once a dealerELITE member?
I offer dealerships an opportunity to set up a related finance company (RFC) and I also provide a credit line to the RFC for up to 75% of the amount financed.

I have been involved in sub-prime automotive lending at the senior and executive levels for over 25 years. I have been involved with 3 very successful auto finance companies. ACC1 started in 1993, went public in 1995 and sold to Household International in 1993. Household sold the company to HSBC in 2002.

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Blog Posts

What is a hard money loan for Car?

Posted by Simon Hopes on March 16, 2018 at 3:48pm 0 Comments

Are you wondering if applying for a hard money loan is a smart idea? Many investors have been periodically using hard money to fund real…


Islands in the Stream, that is What We Are

Posted by Timmy D. James on March 16, 2018 at 9:44am 0 Comments

Live video is taking over. If you have been on social media…


Winning the Retail Game is Getting Harder. Can You Do It?

Posted by Ujj Nath on March 16, 2018 at 9:30am 0 Comments

Do you think retail is changing, or do you believe that continuing…


Write Service Podcast: Episode 20- Follow the Process!

Posted by Jeff Cowan on March 15, 2018 at 12:00pm 0 Comments

This week, Jeff continues with another common mistake that service advisors make- not following the processes! Whether they are implemented by your manager or your dealership, they are there for a reason! Don't be lazy, follow the process, and…


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