John Sternal
  • Boca Raton, FL
  • United States
  • Merit Mile
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John Sternal posted a blog post

Equifax Appoints Lena Bourgeois as Automotive General Manager

Equifax (NYSE: EFX) has named Lena Bourgeois as automotive general manager, responsible for driving customer value and accelerating company growth in the automotive market. Bourgeois brings a strong background in data and information technology systems to the position, critical as automotive dealers and lenders embrace a digital automotive experience and navigate a challenging economic environment.“Lena has successfully led our Equifax automotive Enterprise Alliances for the last four years,…See More
Nov 17
John Sternal posted blog posts
Oct 21
John Sternal posted a blog post

Lease Credit Approval Rates Rise Slightly To 67.6% In September

Lease Approval Ratings Have Remained Steady Since AprilSwapalease.com, the nation’s largest car lease marketplace, reports car lease credit applicants registered a 67.6% approval rate in September, a slight increase from the August rate of 67.1%.September experienced a slightly higher number of applicants with qualifications for taking over another person’s lease contract and one of the highest approval rates for the entirety of 2020. However, the number of lease approvals is relatively low for…See More
Oct 12
John Sternal posted a blog post

Total Auto Originations Observations From Equifax

Origination Estimates through September 13, 2020 reported as of September 15, 2020Auto: Total *Origination data subject to revision due to reporting lags. All data presented here are estimates.14,100 auto loans and leases, totaling $401.8 million, have been originated the week ending September 13th.1,400 auto loans and leases have been originated the week ending September 13th to consumers with a VantageScore® 3.0 credit score below 620. These are generally considered subprime accounts. These…See More
Oct 7
John Sternal posted a blog post

Protective Life Announces Expanded Virtual Workforce

Protective Focuses Location Footprint on Three Core Sites in Birmingham, Cincinnati and St. LouisProtective Life Reinforces Its Commitment to a Sustainable and Best-in-Class CultureBIRMINGHAM, Ala. -Protective Life Corporation (Protective), a wholly owned U.S. subsidiary of Dai-ichi Life Holdings, Inc. (TSE:8750), announced today the expansion of its virtual workforce, as the company refocuses its physical location footprint on three core sites in Birmingham, Cincinnati and St. Louis. Employees…See More
Oct 5
John Sternal posted a blog post

Protective to Acquire Revolos, Adding Complementary Product Portfolio to Asset Protection Division

Protective Life Corporation (Protective), a wholly owned U.S. subsidiary of Dai-ichi Life Holdings, Inc. (TSE:8750), today announced it has reached an agreement to acquire the Revolos family of companies.“Protective’s Asset Protection Division is an important—and growing—part of our business,” said Rich Bielen, President & CEO, Protective. “As we continue to navigate the uncertain situation posed by COVID-19, we remain focused on serving more customers. This transaction aligns well with our…See More
Sep 25
John Sternal posted blog posts
Sep 14
John Sternal posted a blog post

Swapalease.com Releases 2020 Vehicle Lease Trends Report Showing Impact Lease Policies Have on Sales, Loyalty, Retention

Honda, Hyundai, Nissan Among Brands Losing Drivers Due to Unfriendly Policies CINCINNATI, OHIO (August 31, 2020) – Swapalease.com, the nation’s largest car lease marketplace, unveiled today its latest report on vehicle lease trends and brand retention for leasing: “2020 Vehicle Lease Trends - What’s Motivating Drivers and Dealers to Modernize the Vehicle Lease Experience”. Click here to view the…See More
Aug 31
John Sternal posted a blog post

PROTECTIVE ASSET PROTECTION EXPANDS DEALER F&I TRAINING CURRICULUM WITH SEVERAL NEW WEBINARS AVAILABLE

Webinar Topics Range from Generational Selling to Customer Engagement Techniques CHESTERFIELD, MO (August 26, 2020) – Protective Asset Protection, a leading provider of F&I programs, services and dealer owned warranty company programs, announced today it has made available a new series of pre-recorded educational training webinars, designed to educate, motivate and improve the closing ability for F&I Managers. All educational materials can be accessed…See More
Aug 28
John Sternal posted a blog post

LEASE CREDIT APPROVAL RATES DIP SLIGHTLY TO 65.1% IN JULY

Lease Approval Ratings Decline While Lease Applications Continue to IncreaseCINCINNATI, OHIO (August 12, 2020) – Swapalease.com, the nation’s largest car lease marketplace, reports car lease credit applicants registered a 65.1% approval rate in July, a slight decline from the June rate of 67.1%.July experienced a higher number of applicants with qualifications for taking over another person’s lease contract yet saw a slight decrease in the number of applicants who were approved. The approval…See More
Aug 12
John Sternal posted a blog post

Survey: 80% of Automotive Dealerships Report Partnering with Fewer than Twenty Lenders, Highlighting Competitive Financial Marketplace

Data Reveals Importance of Accuracy and Efficiency in Lending ProcessesBURNABY, BC (August 10, 2020) - Inovatec Systems Corp., a provider of industry-leading, cloud-based software solutions for all financial institutions, announced today the results of its latest survey, where dealers reported partnering with fewer than twenty lenders to finance automotive loans, highlighting a competitive financial marketplace for lenders. The data sheds light to the importance of accurate and efficient…See More
Aug 10
John Sternal posted a blog post

PureCars' Multi-Channel Digital Advertising Platform Selected By Toyota For Dealer Parts & Service Program

Leading Digital Advertising Platform Helps Toyota Dealers Promote Fixed Ops Programs & OffersATLANTA, July 15, 2020 -- PureCars, a leading provider of digital marketing and advertising insights for automotive dealers, today announced it has expanded its strategic OEM partnership with…See More
Jul 15
John Sternal posted a blog post

Dealers See Bottom-Line Benefits from a Thorough F&I Product Portfolio Review

The world has witnessed drastic changes in just a few short months. The economic fallout from the COVID-19 pandemic has impacted nearly 50 million workers since the end of February, according to Mark Zandi, chief economist at Moody’s Analytics in a recent CNBC1 report.While Moody’s also believes “the COVID-19 recession is over1,” automotive dealers of every size should be taking this time to review every aspect of their business to ensure maximum readiness for when the economy truly turns…See More
Jul 9
John Sternal posted a blog post

Used vs. New Sales Trends Week of July 4

Topic Expert: Jeremy Anspach, CEO of PureCarsBackground: New-car inventory at the beginning of June was down by a third, compared to the same time last year, according to research from Edmunds.com. At the same time, June auto sales climbed about 3.3% from May, although they are down by 30% compared to a year earlier, according to estimates from Cox Automotive. So, what IS moving as we head into July? Jeremy Anspach from PureCars offers the latest breakdown in make/model and new/used sales data…See More
Jul 8
John Sternal posted a blog post

PureCars' Automotive Marketing Platform Receives Digital Advertising Certification For The Honda Dealer Program

Leading Digital Advertising Platform Helping Auto Dealers Drive Consumer Demand From COVID-19ATLANTA, July 1, 2020 -- PureCars, a leading provider of digital marketing and advertising insights for automotive dealers, today announced it has been certified as one of the official providers of digital advertising for the …See More
Jul 1
John Sternal posted blog posts
Jun 18

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Merit Mile
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John Sternal's Blog

Equifax Appoints Lena Bourgeois as Automotive General Manager

Posted on November 17, 2020 at 9:19am 0 Comments

Equifax (NYSE: EFX) has named Lena Bourgeois as automotive general manager, responsible for driving customer value and accelerating company growth in the automotive market. Bourgeois brings a strong background in data and information technology systems to the position, critical as automotive dealers and lenders embrace a digital automotive experience and navigate a challenging economic environment.

“Lena has successfully led our Equifax automotive Enterprise Alliances for the last…

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PURECARS RELEASES OTT ADVERTISING FOR AUTOMOTIVE DEALER PARTNERS, AGENCY PARTNERS & TIER 2 AGENCIES

Posted on October 21, 2020 at 9:09am 0 Comments

Growing Medium Offers Low CPM, Dynamic Messaging, & Segmented Data for Personalization & Reach

 

ATLANTA – (October 21, 2020) PureCars, a leading provider of digital marketing and advertising insights for automotive dealers, today announced the release of PureCarsTV, a programmatic OTT buying solution built exclusively for automotive advertisers.

 

OTT (Over The Top) Video refers to any video delivered to the…

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5 “Spooktacular” Lease Deals for Halloween

Posted on October 20, 2020 at 4:18pm 0 Comments

Swapalease.com Compiled 5 Reasonably Priced Automobile Leases Around the Country



Swapalease.com, the nation’s largest car lease marketplace, today announced five “Spooktacular” lease deals for the Halloween holiday. Vehicles were selected by Swapalease.com advisors based on new lease price data for the month of October. Swapalease.com customer advisors help guide shoppers into the right lease vehicle that fits their automotive…

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Inovatec Systems Corporation Rebrands Its Compass Lending Platform as JAVELIN

Posted on October 20, 2020 at 11:00am 0 Comments

JAVELIN includes all three facets of Inovatec’s Lending Technology Platform

Inovatec Systems Corp., a provider of industry-leading, cloud-based software solutions for all financial institutions, announced today its Compass Lending Platform has been rebranded under the JAVELIN name. The former Inovatec software products have been renamed under the JAVELIN moniker. The Compass Direct Portal is now known as JAVELIN Direct; Compass Asset Finance is now…

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