The first quarter of 2026 continued to reflect a challenging operating environment for auto lenders and their dealer partners. New vehicle sales declined during the quarter as affordability pressures remained, loan terms continued to rise, and lenders managed operational efficiency alongside changing borrower patterns.

Vehicle sales transaction data and digital adoption trends from the most recent Auto Finance Digital Transformation Index point to a changing market in the early part…

More than three-quarters of lending professionals rate modernization as extremely or very urgent, yet cost constraints, limited resources and disruption concerns continue to slow progress

SOUTH BEND, IN (June 2, 2026) — Carleton, a leading provider of compliant loan calculation and disclosure solutions, today released findings from its inaugural Platform Migration and Modernization Survey, revealing…

The rhythm of a modern dealership still feels familiar: vehicles arriving on transport trucks, showroom deliveries, digital leads coming in overnight, and teams working to keep metal moving. But underneath that steady cadence, something more structural is happening. Demand has not disappeared—it has moved. And it has moved faster than many inventory strategies have been able to follow. 

This is no longer a question of whether…