John Sternal's Blog – June 2026 Archive (2)

Auto Finance Digital Adoption Trends Reflect A Market Navigating Operational Pressure

The first quarter of 2026 continued to reflect a challenging operating environment for auto lenders and their dealer partners. New vehicle sales declined during the quarter as affordability pressures remained, loan terms continued to rise, and lenders managed operational efficiency alongside changing borrower patterns.

Vehicle sales transaction data and digital adoption trends from the most recent Auto Finance Digital Transformation Index point to a changing market in the early part…

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Added by John Sternal on June 12, 2026 at 11:38am — No Comments

New Carleton Survey Finds Lending Industry Facing a Migration Crisis as Legacy Systems Threaten Compliance, Security and Growth

More than three-quarters of lending professionals rate modernization as extremely or very urgent, yet cost constraints, limited resources and disruption concerns continue to slow progress

SOUTH BEND, IN (June 2, 2026) — Carleton, a leading provider of compliant loan calculation and disclosure solutions, today released findings from its inaugural Platform Migration and Modernization Survey, revealing…

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Added by John Sternal on June 2, 2026 at 5:20pm — No Comments

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